Health insurance covers medical expenses that arise due to an illness or accidental bodily injury. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.
Covers only unforeseen emergencies and is not a general health the insured who stay temporarily abroad. Cover expenses incurred for necessary medical emergency treatment which include inpatient and outpatient treatment prescribed by doctor following an accident or sudden unforeseen acute illness.
Life insurance riders are additional features or benefits that can be added to a life insurance plan to customize its coverage that suits the needs of the policyholder. Comprehensive Accident Insurance (CAI) Pre need Funeral Expense (PNFE)